This is unauthorized access into your computer or network by someone who uses vulnerabilities or other methods to gain access. Once they gain access, they can obtain your personal information, or they can prejudice you financially.
Common hacking method
Malware and Ransomware
Malware
Ransomware
Exploiting securities and weaknesses
Payment redirection scams
Red flags or Warning signs
Your computer or mobile device starts being slow and start black outs.
You are unable to log in to your computer or accounts.
You notice that there are new icons or folders that appear in your computer that you did not put or install
You realize that files or software’s have been deleted without you triggering that action.
Data usage on your phone is high and it does not conform with the norm or with what you know you used your data for.
Money missing from your bank account that you did not withdraw or make payments with
How to protect yourself
Always make sure that your operating systems are up to date.
Make sure that you have an active anti-virus and that it is up to date.
Do not browse insecure sites because that is when most viruses and malwares are installed from.
Avoid using public Wi-Fi and hotspots as these can be used to install viruses into your computer.
Choose passwords and PINs that are not easy to guess by perpetrators
Do not open attachments or links that are sent from people who you do not know.
Look out for free download sites for music and movies. These can be used to gain access
Have you ever been scammed?
Do you think that you have ever been scammed? If you have, you can help the next person and guide them from not being a victim by reporting this scam.
Reporting this scam can help your friends and family.
Also, seek help and guidance on how to avoid being scammed.
In case you have issued your banking details or any other personal information that can get your bank account defrauded, contact your bank immediately.